Auto Insurance Fraud
Insurance fraud on the rise, the company will have to pay more for goods and services means that not only the NICB. However, consumer products and premiums, taxes and other things, but U.S. dollars will be affected by insurance fraud.
This form of fraud.
Insurance fraud is generally classified as "hard" or "soft" hard fraud, which organizes the event will be assurance of the invention, which includes:.
* Staged accidents such as collisions, head - eventually will.
* Bogus damage criminals lie about injuries in the accident.
* "Go - Ins" - the invention of the injured are not in the vehicle at the time of the accident.
* Car accidents claim one is hit-and-run
The trick is increasingly spreading to the number of people who have loans in their cars as "owner give up," Who is waiving the secrets behind their cars by jumping into. lake, or even pay for the arsonist, a flashlight and report it stolen. If the insured to pay policy holders who pay off their car loans. Without damaging their credit rating.
Staged accidents, the most damaging form of corruption to ensure that the average driver. Victims of staged accidents could be injured or killed. Although the victim was unable to increase their insurance premiums if their policy will be canceled. They may also lose wages and stuck in an endless chain of claims for repairs and vehicle documents.
Soft fraud is also known as "building" is more likely to take another route to the insurance claims are legitimate, they can.
* Increased the damage before calling in today.
* Conspiring with The Body Shop and / or require expertise in estimates to repair the road.
* Plot with physicians to reduce unnecessary medical treatment is available.
Therefore, it is not just. But the politics involved in insurance fraud. The fraud ring has become a national problem, and doctors are not honest and lawyers, auto mechanics, even the insurance salesman.
Funding battle.
Country's national insurance, property / Special Victims Unit detective. (Contract holder) to combat insurance fraud, and many states have a dedicated office. Specific legislation to combat corruption, while all this sounds good to the development of advanced systems for insurance companies (and customers) to anti-corruption is also calling requirements.
"We do not want to go out, there is the view that our policy is to lie," Peter Van Patten, manager of claims nationwide insurance SIU said, "but if there is a red flag that pops up - such as the police do not. Think of it as a valid reason or reasonable to believe it. It is impossible to get a legal opinion ... and if that is what we have. A reference to the state Office of Insurance Fraud. ".
Claiming that a fraud that may occur in order to pay for it to be. investigated, Victoria Kim, head of research at the Insurance Research Council says. While the call is to check the insurance company may request medical records or police. While policyholders who may be faced with expensive medical bills and repairs of the insured to wait for him to repay or doctor. If the insured has become tired of waiting or denied unfairly, Patten said he might take legal action or litigation. This is a heavy financial burden and emotional, if you happen to be indicted.
Ironically, the insurance fraud alerts so that they are victims of the sacrifices we have seen the story of a stolen car, driver, honest, only to be accused. From both the police and insurers from dumping their cars and file false claims was to happen, especially when the "beat" is the first anti-theft chip in the bunch of keys. Insurance assumption - wrong - anyone who has filed a claim for theft. I still have them all to bed.
The cost to consumers.
Salaried fraud is a crime, the second most expensive in America, after tax and problems specific to insurance fraud is widespread, that almost one in four of the injured party claims arising from defective vehicles. Vehicles and at least one tenth of the property / liability, insurance fraud after investigations into the industry.
These expenses increased security threats Research Council estimates that payments of insurance fraud as much as $ 6800000000 in 2007, but statistics on corruption, each car is very underrated. Problem because it only covers those claims already paid, claims not covered by the files or removed because of suspected fraud.
And none of these are "soft" work-related expenses in. Deal with corruption, including drainage systems, legal, regulatory and business law. Local emergency services. While fraud. Auto insurance is a crime, it seems that most people do not see the real costs. Indeed, consumers more than we could ever know.
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